Life Insurance 7 min read
How much does life insurance cost in the UK?
A plain-English UK guide to what drives the price of life insurance, why two people pay different premiums, and how to get an accurate figure before you buy.
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Articles by Alex
Life Insurance 8 min read
How to get cheaper life insurance in the UK
Legitimate ways to lower the cost of UK life insurance, from comparing the whole market to choosing the right cover, quitting smoking and paying annually, without cutting corners that leave you unprotected.
Read guide Funeral Cover 8 min read
How does funeral cover work in the UK?
A plain-English UK guide to how funeral cover works: what it is, how the payout is made, what it costs, how it differs from a pre-paid funeral plan, and whether it is worth it.
Read guide Life Insurance 6 min read
Life insurance medical questions: online or over the phone?
More UK insurers now send life insurance medical questions to complete online rather than asking them over the phone. How it works, why it changed, and what to watch.
Read guide Life Insurance 7 min read
What happens after you apply for life insurance?
The steps between submitting a UK life insurance application and being covered: underwriting, possible follow-ups, decision outcomes, policy documents, and your right to cancel.
Read guide Life Insurance 7 min read
What questions do life insurance companies ask?
A plain-English guide to the health and lifestyle questions UK life insurance applications ask, why each is asked, the time windows used, and how to answer them.
Read guide Life Insurance 6 min read
Will life insurance check my medical records?
Whether UK life insurers can see your GP records, when a GP report or medical exam is requested, your rights under the Access to Medical Reports Act 1988, and how records are used at claim time.
Read guide Critical Illness Cover 7 min read
Critical illness cover vs income protection
How critical illness cover and income protection differ in the UK, what each is designed to solve, and whether you may need one or both.
Read guide Life Insurance 7 min read
How much life insurance do I need?
A practical UK guide to working out how much life insurance cover you may need for family, mortgage, debts, and future costs.
Read guide Income Protection 6 min read
Does income protection cover mental health?
How UK income protection treats mental health conditions, what underwriting may apply, and the policy details that matter most.
Read guide Life Insurance 6 min read
Level term vs decreasing life insurance
How level term and decreasing term life insurance differ in the UK, and which may suit family protection or a mortgage.
Read guide Income Protection 7 min read
Income protection vs sick pay
How UK income protection compares with employer sick pay and Statutory Sick Pay, and when extra cover may be worth considering.
Read guide Life Insurance 6 min read
Should you put life insurance in trust?
A plain-English guide to life insurance trusts in the UK, including why people use them, what they can help with, and when to get advice.
Read guide Life Insurance 6 min read
Life insurance for a mortgage
How life insurance can protect a UK mortgage, what type of cover usually fits, and whether lenders require it.
Read guide Health Insurance 7 min read
What does private health insurance cover in the UK?
A plain-English guide to what private medical insurance usually covers in the UK, what it may exclude, and how it works alongside the NHS.
Read guide Business Protection 7 min read
Relevant life plan vs life insurance
A UK guide for company directors and employers comparing relevant life plans and personal life insurance, and when each may be a better fit.
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