Critical illness cover vs income protection
How critical illness cover and income protection differ in the UK, what each is designed to solve, and whether you may need one or both.
Read guideProtect what matters most to you
Tax-free payout to protect your family financially.
Lump-sum support after diagnosis of a serious condition.
Monthly income replacement if illness stops you working.
Faster access to private diagnosis and treatment.
Business-owned cover for directors and key staff.
Tax-efficient life cover arranged by your employer.
Financial protection if an accidental injury stops you working.
Protect your mortgage repayments if the worst happens.
Help your family cover funeral costs without financial worry.
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Life Insurance
Tax-free payout to protect your family financially.
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Alex writes GoInsureMe guides to help UK readers understand protection insurance in plain English before choosing cover.
9 guides
How critical illness cover and income protection differ in the UK, what each is designed to solve, and whether you may need one or both.
Read guideHow UK income protection treats mental health conditions, what underwriting may apply, and the policy details that matter most.
Read guideA practical UK guide to working out how much life insurance cover you may need for family, mortgage, debts, and future costs.
Read guideHow UK income protection compares with employer sick pay and Statutory Sick Pay, and when extra cover may be worth considering.
Read guideHow level term and decreasing term life insurance differ in the UK, and which may suit family protection or a mortgage.
Read guideA plain-English guide to life insurance trusts in the UK, including why people use them, what they can help with, and when to get advice.
Read guideHow life insurance can protect a UK mortgage, what type of cover usually fits, and whether lenders require it.
Read guideA UK guide for company directors and employers comparing relevant life plans and personal life insurance, and when each may be a better fit.
Read guideA plain-English guide to what private medical insurance usually covers in the UK, what it may exclude, and how it works alongside the NHS.
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