This is an information page, not a recommendation. The right insurer depends on your circumstances and underwriting. Product details change over time, so always verify with Royal London or an adviser before relying on any detail.
About Royal London
Royal London is a mutual insurer founded in 1861, originally as a friendly society. As a mutual it is owned by its members rather than external shareholders, and it provides individual protection products to UK customers, primarily through financial advisers and brokers.
Its protection range includes life insurance (including whole-of-life and certain specialist options), critical illness cover, combined life or critical illness cover, and income protection.
The cover Royal London can offer, the terms applied and the premium charged depend on the information provided during the application and the outcome of underwriting, assessed for each individual.
Protection products in the UK
- Life insurance (including whole-of-life options)
- Critical illness cover
- Combined life or critical illness cover
- Income protection
Published claims statistics
These figures are published by the insurer or a reputable source and describe its overall claims experience in a given year. They are not a guarantee of how any individual claim will be assessed.
Royal London paid out over £751 million in protection claims, representing 98.7% of all claims and helping 65,385 families and businesses
Source: Royal London pays out over £751m in protection claims (Royal London press release)Good to know
- Royal London protection plans arranged through a financial adviser come with Helping Hand, a support service that can provide access to a dedicated nurse during difficult times.
- As a mutual, Royal London is owned by its members rather than shareholders.
- Claims statistics reflect the insurer's overall experience in a given year and do not guarantee the outcome of any individual claim.
How GoInsureMe fits in
GoInsureMe is a whole-of-market broker. We compare Royal London against other insurers on our panel and recommend cover based on your individual circumstances. We are not tied to Royal London and do not earn more for placing you with one insurer over another.
The cheapest or best-known insurer is not automatically the right one for you. Your health, age, occupation, family and budget all affect which insurer will offer suitable terms, and which questions you may be asked during the application.
Compare your options
See how Royal London compares for you
A free callback can help you compare suitable cover across the market, based on your health, budget and cover goals.
Important
This page is for information only and is not a recommendation or financial advice. GoInsureMe is not affiliated with or endorsed by Royal London. Product details, support services and claims statistics change over time and may differ for your policy. Always verify the current details with Royal London or speak to a regulated adviser before making a decision. GoInsureMe is a trading style of Pure Protection Ltd, authorised and regulated by the Financial Conduct Authority.